The vast majority of medical insurance companies do not cover medical complications, if they arise as a result of an elective cosmetic procedure. As a result, FHF together with Genlib Insurance (FSP # 35482) has developed an innovative product called FHF Assure to address this possible complication.Complications are highly unlikely to arise, and normally occur in less than two out of every one hundred patients. However, the cost of fixing the complication can add significant and additional costs to the original price of the procedure. FHF Assure is an affordable way of ensuring that in the unlikely event of a complication; potentially expensive additional costs will be covered (limited to the amount of the policy). This product is only available to patients of plastic surgeons who are registered with the HPCSA, who are also members of the Association of Plastic and Reconstructive Surgeons of South Africa.

What is covered?

Medical costs directly related to complications arising from the original cosmetic surgery procedure. The cover is valid for a maximum 30 days from the date of the original procedure.

What is not covered?

  • Pre-existing medical conditions
  • Suicide or intentional self injury
  • Any costs or medical expenses incurred in administering the original procedure for which the insured person was admitted.
  • Costs or medical expenses incurred for revision surgery at a later stage, related to the administering of the original procedure

How do I buy a policy for cover?

Contact our call centre today on 0800 212 537 and a consultant will send you a form to complete. This can be faxed or emailed to Genlib, who will run a once-off debit order on your account, and will email a copy of your policy to you.

Cost of the policy:

Product Type Cost (VAT Inclusive) Amount of Cover
Bronze R1,400 R15, 000
Silver R1,600 R20, 000
Gold R2,400 R30, 000


For any policy or claims queries, you can use the contact details that are listed below:

Call Genlib on 021-5355363/4 or on 021- 5350663.

Or you can email directly at

(Genlibs FSP # 35482)

Trust FHF Assure for a medical insurance that will provide you with peace of mind long after your cosmetic surgery is complete.