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| First Health Finance | Let us assist you with any Plastic Surgery Finance Questions or Queries you may have. |
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Plastic Surgery FAQs |
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Q: What is plastic surgery?
A: Plastic surgery is a specific form of medical procedures, which specializes in the correction and enhancement of bodily form and function. These corrections are primarily applied to the face or body of the patient and are chiefly elective.
Q: Why is it called 'Plastic' Surgery?
A: The word plastic is derived from the Greek word plastikos [to shape or mold] and due to the use of prosthetic devices associated with plastic surgery such as implants, the term "Plastic" Surgery was coined. A better definition would be cosmetic surgery.
Q: What is the difference between cosmetic and reconstructive surgery?
A: Cosmetic surgery is an elective procedure purely for the enhancement of the patients physical features. Due to this, many medical aids do not cover them. However, if the surgery is for eliminating pain then the health insurance provider may reconsider.
Reconstructive surgery corrects physical deformities and other developmental abnormalities. Patients with deformities caused by accidents, diseases and tumors are considered candidates for reconstructive surgery. Medical aid providers will cover most reconstructive procedures.
Q: What about pain?
A: Both recovery time and post-surgery pain will vary from patient to patient. There are certain surgeries that result in a longer recovery period [tummy-tucks] and others that have little to no pain at all [nose job, lasik eye correction]. As with all surgeries, painkillers will be prescribed to each patient, depending on the level of discomfort.
Q: What are the risks?
A: Any surgical procedure carries its share of risks. Your surgeon is obligated to inform you of all possible risks associated with the procedure that you have selected. To put you more at ease, we have compiled a list of our recommended and registered surgeons on our "Surgeons" page. A full medical history must be given to both the surgeon and anesthetist so they can be familiar with your personal health details. General risks associated with surgery include adverse reaction to anesthetics, post-operative complications such as blood clots and infection. All necessary precaution will be taken to avoid such complications.
Q: Will the procedure be performed under general or local anesthetic?
A: This is dependent on the procedure as well as the surgeon's recommendations. View the 'Resources' page for more information regarding this topic.
Q: Will I stay in hospital or be seen as an outpatient?
A: For general anesthetic, one night in hospital for observation purposes is essential. However, local anesthetic procedures require no hospital stay.
Q: Can I choose my own doctor?
A: Yes, as long as you provide the doctors details to FHF, you may use your own doctor. However, any cosmetic surgery procedures need to be done by a surgeon registered with the Association of Plastic and Reconstructive Surgery.
Q: What will my monthly payments be?
A: Please refer to our payment calculator, and you can easily establish what the estimated monthly payment will be.
Q: When will my first payment be due?
A: It may be due in the first or second month after the medical procedure takes place.
Q: May I pay off my balance early?
A: Yes. You may prepay your balance at any time without a penalty.
Q: How old do I have to be to apply?
A: You must be at least 21 years old, or have a parent sign surety on your behalf.
Q: What will my Annual Percentage Rate be?
A: Rates vary and will be provided to you after applying.
Q: Do I make payments to my doctor?
A: No. All payments are made by FHF directly to the doctor.
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| First Health Finance understands that not everyone can afford plastic surgery. This is why we want to provide you with the opportunity to improve your self confidence with our plastic surgery loans. Our loans vary in price from R4000 to R40, 000, therefore every surgery is considered. Loans are paid directly to the medical practitioner and the surgeons, cutting out any middleman involved. We offer a wide variety of surgical loans such as
for rhinoplasty, breast implants, liposuction and more. Whichever surgeries you have dreamed of having, we can provide the finances for you. Let us answer your questions. So apply now or contact us telephonically, and let your dreams become a reality. | | |
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